UnitedHealth Group Incorporated (UNH)

Healthcare
Healthcare Plans
United States
Yahoo Finance  •  Trading View  •  Company site
Price
$361.15
▲ 1.22 (0.34%)
Market Cap
$327,084,015,616
Shares: 929,000,000
P/E
32.62
P/B: 5.07
ROE
15.55%
Current Ratio: 0.83
Fundamentals Score
51 (NEUTRAL)

Company Overview

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage, and health and well-being services to individuals age 50 and older; Medicaid plans, children's health insurance and health care programs; and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Headquarters: 1 Health Drive, Eden Prairie, MN, 55344, United States  |  Employees: 400000  |  Website: unitedhealthgroup.com
Key Contacts
IR / Phone: (800)-328-5979
Exchange: NYQ
Industry: Healthcare Plans
Quick Financial Snapshot
Revenue$400,278,000,000
Net Income$14,405,000,000
Free Cash Flow$20,705,000,000
Book Value / Share$110.43

Balance Sheet & Liquidity

Total Liabilities$195,687,000,000
Total Equity$92,658,000,000
Debt / Equity0.83
Current Ratio0.83
Interest Coverage8.27
Working Capital$-17,990,000,000

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)32.62
Industry P/EN/A
Forward P/E12.08
P/B5.07
Price / Sales1.17
P / FCF22.70
EV / EBITDA18.58
Graham Number$186.54
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin 22.33%
Operating Margin 8.07%
Net Margin 3.60%
ROIC 12.32%
Asset Turnover 1.34

Automated Fundamental Signals (Score: 51)

Passed
  • Price CAGR 11.87%
  • ROIC 12.3%
  • P/FCF 22.70
  • Debt/Equity ratio
  • Operating Margin 8.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
Failed
  • EPS shows upward trend
  • EPS CAGR -1.00%
  • Gross Margin 22.3%
  • P/B Ratio 5.07
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Fairly valued)

Price Chart (Candlestick)

Technical Analysis (Score: 50)

RSI (14)62.24
SMA 50323.78
SMA 200396.02
MACD9.89
Signal NEUTRAL
RSI 62.2, SMA trend bearish, momentum -40.3%.

Governance & Management

Governance scores: Audit: 10 | Board: 6 | Compensation: 9 | Shareholder Rights: 1
Executive Team
NameTitle
Mr. Stephen J. Hemsley CEO & Non-Independent Non-Executive Chairman (1953)
Mr. Christopher R. Zaetta Executive VP, Chief Legal Officer & Corporate Secretary (1972)
Ms. Erin L. McSweeney Executive VP & Chief People Officer (1965)
Ms. Heather Rachelle Cianfrocco EVP of Governance, Compliance & Information Security (1974)
Mr. Wayne Scott DeVeydt Chief Financial Officer (1970)
Mr. Thomas Edward Roos Senior VP & Chief Accounting Officer (1973)
Mr. Sandeep Dadlani Executive VP and Chief Digital & Technology Officer (1975)
Mr. Zachary William Sopcak Senior Vice President of Capital Markets Communications & Investor Relations (—)
Governance data last updated: 10/1/2025

Latest News

No news available for this company.

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