Principal Financial Group Inc (PFG)

Financial Services
Asset Management
United States
Yahoo Finance  •  Trading View  •  Company site
Price
$80.90
▼ -0.39 (-0.48%)
Market Cap
$18,021,967,872
Shares: 226,225,161
P/E
11.15
P/B: 1.58
ROE
14.17%
Current Ratio: 1.64
Fundamentals Score
74 (POSITIVE)

Company Overview

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment also offers insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.

Headquarters: 711 High Street, Des Moines, IA, 50392, United States  |  Employees: 19700  |  Website: principal.com
Key Contacts
IR / Phone: (515) 247-5111
Exchange: NMS
Industry: Asset Management
Quick Financial Snapshot
Revenue$16,127,700,000
Net Income$1,571,000,000
Free Cash Flow$4,534,100,000
Book Value / Share$50.70

Balance Sheet & Liquidity

Total Liabilities$302,194,600,000
Total Equity$11,086,400,000
Debt / Equity0.37
Current Ratio1.64
Interest Coverage726.77
Working Capital$11,672,100,000

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)11.15
Industry P/EN/A
Forward P/E9.59
P/B1.58
Price / Sales1.09
P / FCF3.86
EV / EBITDA8.11
Graham Number$87.51
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin 45.59%
Operating Margin 11.72%
Net Margin 9.74%
ROIC 1.83%
Asset Turnover 0.05

Automated Fundamental Signals (Score: 74)

Passed
  • EPS shows upward trend
  • EPS CAGR 7.44%
  • Price CAGR 6.04%
  • Gross Margin 45.6%
  • P/FCF 3.86
  • P/B Ratio 1.58
  • Operating Margin 11.7%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
Failed
  • ROIC 1.8%
  • Debt/Equity ratio
  • Debt/EBITDA
  • Return on Tangible Assets

Price Chart (Candlestick)

Technical Analysis (Score: 65)

RSI (14)46.79
SMA 5080.56
SMA 20080.01
MACD0.04
Signal NEUTRAL
RSI 46.8, SMA trend bullish, momentum -9.8%.

Governance & Management

Governance scores: Audit: 7 | Board: 6 | Compensation: 2 | Shareholder Rights: 9
Executive Team
NameTitle
Ms. Deanna Dawnette Strable-Soethout President, CEO & Chair of the Board (1969)
Mr. Joel Michael Pitz Executive VP & CFO (1973)
Ms. Amy Christine Friedrich President of Benefits & Protection (1971)
Mr. Christopher James Littlefield President of Retirement & Income Solutions (1967)
Mr. Kamal Bhatia President & CEO of Principal Asset Management (1972)
Ms. Kathleen B. Kay Executive VP & Chief Information Officer (1963)
Mr. Humphrey Lee VP & Head of Investor Relations (—)
Ms. Noreen M. Fierro Senior VP and Enterprise Chief Ethics & Compliance Officer (1965)
Governance data last updated: 10/1/2025

Latest News

The World's Largest Life Insurers, 2025
SeekingAlpha • Oct 15, 2025 • Neutral

Life insurers in Europe occupied 17 spots on the list, making it the geographic region hosting the second-highest number of companies. Read more here.

Why Principal Financial (PFG) is a Top Dividend Stock for Your Portfolio
Yahoo • Oct 14, 2025 • Neutral

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Principal Financial (PFG) have what it takes? Let's find out.

3 S&P 500 Stocks with Open Questions
Yahoo • Oct 14, 2025 • Neutral

While the S&P 500 (^GSPC) includes industry leaders, not every stock in the index is a winner. Some companies are past their prime, weighed down by poor execution, weak financials, or structural headwinds.

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