Jack Henry & Associates, Inc. (JKHY)

Technology
Information Technology Services
United States
Yahoo Finance  •  Trading View  •  Company site
Price
$154.46
▲ 0.34 (0.22%)
Market Cap
$11,223,867,392
Shares: 73,045,000
P/E
28.88
P/B: 6.18
ROE
21.39%
Current Ratio: 1.27
Fundamentals Score
65 (NEUTRAL)

Company Overview

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Headquarters: 663 West Highway 60, Monett, MO, 65708-8215, United States  |  Employees: 7240  |  Website: jackhenry.com
Key Contacts
IR / Phone: 417 235 6652
Exchange: NMS
Industry: Information Technology Services
Quick Financial Snapshot
Revenue$2,341,383,000
Net Income$455,748,000
Free Cash Flow$588,146,000
Book Value / Share$29.17

Balance Sheet & Liquidity

Total Liabilities$913,138,000
Total Equity$2,130,831,999
Debt / EquityN/A
Current Ratio1.27
Interest Coverage51.27
Working Capital$145,680,000

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)28.88
Industry P/EN/A
Forward P/E24.44
P/B6.18
Price / Sales5.62
P / FCF22.38
EV / EBITDA16.30
Graham Number$63.99
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin 41.90%
Operating Margin 22.85%
Net Margin 19.46%
ROIC 16.59%
Asset Turnover 0.77

Automated Fundamental Signals (Score: 65)

Passed
  • EPS shows upward trend
  • EPS CAGR 10.94%
  • Price CAGR 7.06%
  • ROIC 16.6%
  • Gross Margin 41.9%
  • P/FCF 22.38
  • Debt/Equity ratio
  • Operating Margin 22.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Return on Tangible Assets
Failed
  • P/B Ratio 6.18
  • Debt/EBITDA
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Overvalued)

Price Chart (Candlestick)

Technical Analysis (Score: 60)

RSI (14)53.49
SMA 50157.09
SMA 200171.41
MACD-1.65
Signal NEUTRAL
RSI 53.5, SMA trend bearish, momentum -16.2%.

Governance & Management

Governance scores: Audit: 1 | Board: 7 | Compensation: 2 | Shareholder Rights: 5
Executive Team
NameTitle
Mr. Gregory R. Adelson CEO, President & Director (1965)
Ms. Mimi L. Carsley CFO & Treasurer (1970)
Mr. Shanon G. McLachlan Senior VP, Executive Officer & COO (—)
Mr. Craig Keith Morgan Chief Legal Officer & Secretary (1976)
Ms. Renee A. Swearingen Senior VP, Chief Accounting Officer & Assistant Treasurer (1969)
Mr. Benjamin Metz VP and Chief Digital & Technology Officer (—)
Mr. Dennis McDonald VP & Chief Information and Security Officer (—)
Mr. Vance Sherard C.F.A. Vice President of Investor Relations (—)
Governance data last updated: 10/1/2025

Latest News

No news available for this company.

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