Grupo Financiero Galicia S.A. (GGAL)

Financial Services
Banks - Regional
Argentina
Yahoo Finance  •  Trading View  •  Company site
Price
$33.26
▲ 1.05 (3.26%)
Market Cap
$5,591,240,192
Shares: -1,318,482,372.083
P/E
6.74
P/B: 1.81
ROE
26.80%
Current Ratio: 0.66
Fundamentals Score
69 (NEUTRAL)

Company Overview

Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services. In addition, the company offers financing products; mutual funds; asset management services; consumer finance and digital banking services; electronic check; global custody services; Fima funds; foreign trade services; and capital market and investment banking products. Further, it provides robbery, personal accident, cars, life, home, life, integral SMEs, personal accident, and other insurance products; payment solutions; and financial and brokerage related products. Additionally, the company offers private banking services to high net worth individuals; and operates digital investment platform. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

Headquarters: Teniente General Juan D. Perón 430, Buenos Aires, 1038, Argentina  |  Employees: 11316  |  Website: gfgsa.com
Key Contacts
IR / Phone: 54 11 4343 7528
Exchange: NCM
Industry: Banks - Regional
Quick Financial Snapshot
Revenue$10,626,574,019,000
Net Income$1,618,596,208,000
Free Cash Flow$-2,916,783,543,000
Book Value / Share$4079.70

Balance Sheet & Liquidity

Total Liabilities$26,454,235,292,000
Total Equity$6,063,585,599,000
Debt / Equity0.36
Current Ratio0.66
Interest Coverage1.26
Working Capital$-6,455,271,215,000

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)6.74
Industry P/EN/A
Forward P/E4.67
P/B1.81
Price / Sales1.03
P / FCF3.33
EV / EBITDA1.55
Graham Number$10016.97
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin 70.55%
Operating Margin 36.80%
Net Margin 15.29%
ROIC 21.04%
Asset Turnover 0.33

Automated Fundamental Signals (Score: 69)

Passed
  • EPS shows upward trend
  • EPS CAGR 157.82%
  • ROIC 21.0%
  • Gross Margin 70.5%
  • P/FCF 3.33
  • P/B Ratio 1.81
  • Operating Margin 53.8%
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
Failed
  • Price CAGR 2.08%
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • DCF valuation (undefined)

Price Chart (Candlestick)

Technical Analysis (Score: 60)

RSI (14)52.11
SMA 5036.98
SMA 20052.76
MACD-0.81
Signal NEUTRAL
RSI 52.1, SMA trend bearish, momentum -32.7%.

Governance & Management

Governance scores: Audit: N/A | Board: N/A | Compensation: N/A | Shareholder Rights: N/A
Executive Team
NameTitle
Mr. Diego Hern Rivas Chief Executive Officer (—)
Mr. Gonzalo Fernandez Covaro Chief Financial Officer (—)
Mr. Jose Luis Ronsini CPA Chief Administrative Officer (1971)
Mr. Pablo Eduardo Firvida Investor Relations Officer (1967)
Mr. Adrian Enrique Pedemonte Head of Market Relations (—)
Mr. Ezequiel Valls Chief Risk Officer (—)
Governance data last updated: N/A

Latest News

No news available for this company.

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