Cincinnati Financial Corporation (CINF)

Financial Services
Insurance - Property & Casualty
United States
Yahoo Finance  •  Trading View  •  Company site
Price
$163.86
▲ 0.77 (0.47%)
Market Cap
$25,565,194,240
Shares: 156,050,069.541
P/E
N/A
P/B: N/A
ROE
7.28%
Current Ratio: 1.61
Fundamentals Score
60 (NEUTRAL)

Company Overview

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Headquarters: 6200 South Gilmore Road, Fairfield, OH, 45014-5141, United States  |  Employees: N/A  |  Website: cinfin.com
Key Contacts
IR / Phone: 513 870 2000
Exchange: NMS
Industry: Insurance - Property & Casualty
Quick Financial Snapshot
Revenue$3,726,000,000
Net Income$1,122,000,000
Free Cash Flow$711,000,000
Book Value / ShareN/A

Balance Sheet & Liquidity

Total Liabilities$25,161,000,000
Total Equity$15,406,000,000
Debt / EquityN/A
Current Ratio1.61
Interest CoverageN/A
Working CapitalN/A

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)N/A
Industry P/EN/A
Forward P/E17.77
P/BN/A
Price / SalesN/A
P / FCFN/A
EV / EBITDAN/A
Graham NumberN/A
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROIC N/A
Asset Turnover N/A

Automated Fundamental Signals (Score: 60)

Passed
  • EPS shows upward trend
  • EPS CAGR 8.18%
  • Price CAGR 7.97%
  • Debt/Equity ratio
  • Operating Margin 37.9%
  • Positive Free Cash Flow
  • Current Ratio
Failed
  • Gross Margin 0.0%
  • CapEx intensity
  • Debt/EBITDA
  • DCF valuation (Overvalued)

Price Chart (Candlestick)

Technical Analysis (Score: 85)

RSI (14)50.08
SMA 50163.65
SMA 200155.49
MACD1.09
Signal BULLISH
RSI 50.1, SMA trend bullish, momentum 17.5%.

Governance & Management

Governance scores: Audit: 6 | Board: 10 | Compensation: 3 | Shareholder Rights: 8
Executive Team
NameTitle
Mr. Steven Justus Johnston C.F.A., CERA, FCAS, MAAA Executive Chairman (1960)
Mr. Stephen Michael Spray President, CEO & Director (1966)
Mr. Michael James Sewell CPA CFO, Principal Accounting Officer, Executive VP & Treasurer (1964)
Mr. Steven Anthony Soloria C.F.A., C.P.C.U. Executive VP & Chief Investment Officer (1967)
Ms. Teresa Currin Cracas Esq. Chief Risk Officer & Executive VP of The Cincinnati Insurance Company (1966)
Mr. John Scott Kellington Chief Information Officer & Executive VP of The Cincinnati Insurance Company (1962)
Mr. Dennis E. McDaniel C.M.A., CPA, C.P.C.U., CFM VP & Investor Relations Officer (1960)
Mr. Thomas Christopher Hogan Esq. Executive VP, Chief Legal Officer & Company Secretary (1993)
Governance data last updated: 2/1/2026

Latest News

No news available for this company.

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