Bendigo and Adelaide Bank Limited (BXRBF)

Financial Services
Banks - Regional
Australia
Yahoo Finance  •  Trading View  •  Company site
Price
$6.55
▲ 0.00 (0.00%)
Market Cap
$4,889,683,968
Shares: 565,647,846
P/E
-73.63
P/B: 1.07
ROE
-1.46%
Current Ratio: 0.02
Fundamentals Score
47 (NEUTRAL)

Company Overview

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It also provides home and personal loans, as well as business loans, equipment finance, and foreign exchange; credit and debit cards; personal insurance; travel and holiday products; and financial advice services. In addition, the company offers EFTPOS and payment services, agribusiness solutions, and private banking; residential, business, rural and commercial lending; payments services, wealth management, margin lending, treasury, and foreign exchange services. It operates under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Headquarters: The Bendigo Centre, Bendigo, VIC, 3550, Australia  |  Employees: 4762  |  Website: bendigoadelaide.com.au
Key Contacts
IR / Phone: 61 3 5445 0666
Exchange: PNK
Industry: Banks - Regional
Quick Financial Snapshot
Revenue$5,255,900,000
Net Income$-97,100,000
Free Cash Flow$1,678,800,000
Book Value / Share$11.79

Balance Sheet & Liquidity

Total Liabilities$96,548,600,000
Total Equity$6,670,300,000
Debt / Equity1.70
Current Ratio0.02
Interest Coverage0.18
Working Capital$-82,845,300,000

Valuation Metrics

Core multiples and valuation signals — useful to compare vs peers.

P/E (TTM)-73.63
Industry P/EN/A
Forward P/E-73.63
P/B1.07
Price / Sales1.36
P / FCF4.26
EV / EBITDA77.23
Graham NumberN/A
DCF (placeholder)
Notes: red items typically indicate expensive multiples relative to fundamentals. Use the "Compare with industry" tool for context.

EPS (Annual)

Financial Performance

Revenue vs Net Income

Free Cash Flow (annual)

Profitability & Efficiency

Gross Margin 36.43%
Operating Margin 11.52%
Net Margin -1.85%
ROIC -3.00%
Asset Turnover 0.05

Automated Fundamental Signals (Score: 47)

Passed
  • Gross Margin 36.4%
  • P/FCF 4.26
  • P/B Ratio 1.07
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • DCF valuation (Undervalued)
Failed
  • EPS shows upward trend
  • Price CAGR -1.73%
  • ROIC -3.0%
  • Debt/Equity ratio
  • Operating Margin 2.0%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets

Price Chart (Candlestick)

Technical Analysis (Score: 55)

RSI (14)100.00
SMA 506.55
SMA 2006.47
MACD0.00
Signal NEUTRAL
RSI 100.0, SMA trend bullish, momentum 4.0%.

Governance & Management

Governance scores: Audit: 2 | Board: 1 | Compensation: 2 | Shareholder Rights: 1
Executive Team
NameTitle
Mr. Richard Allan Fennell BEc, CA, MAICD CEO, MD & Director (1969)
Mr. Andrew Robert Morgan B.Com., FCPA Chief Financial Officer (—)
Mr. Bruce Speirs BCom, CA, GAICD, MBA Chief Operating Officer (—)
Mr. Kieran O'Meara B.Sc. Chief Technology Officer (—)
Mr. Taso Corolis B Ec, BCom, Grad Dip Chief Customer Officer of Consumer Banking (—)
Mr. Adam Rowse M.B.A. Chief Customer Officer of Business & Agribusiness (—)
Ms. Kerrie Noonan B.Com. Chief Risk Officer (—)
Samantha Miller Head of Investor Relations & ESG (—)
Governance data last updated: 10/1/2025

Latest News

No news available for this company.

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